Texas Citizens Bancorp, Inc. is a bank holding company and the parent company of Texas Citizens Bank, a national banking association that offers a full range of banking products and services from six full-service branch locations located in the Houston, Texas market area. Current b1BANK Executive Vice President, Director of Market Expansion Don Hingle will relocate to Houston as regional president, Houston. Contact Us Citizens Bank, National Association - banks.data.fdic.gov Citizens National Bank at Brownwood Brownwood branch has been rated 4.0 out of 5 stars. Our goal is to provide the highest level of service at competitive rates. Locations, 972-938-4300 Allowing you to manage your accounts on the go. Simply call us at 1-800-922-9999, visit any Citizens branch, or use the Change of Address feature of Online Banking. E-statements are a secure and easy way to access your statements online. Free copies of these documents may be obtained as described in the preceding paragraph. For additional information regarding the transaction, an Investor Presentation has been filed with the Security and Exchange Commission (SEC) and may be accessed, at no charge, on the SECs website at www.sec.gov and at BFSTs website at www.b1BANK.com. This partnership with Texas Citizens Bank, by moving us a little farther down I-10 into the Houston market, is an opportunity for us to accelerate our transition into a regional institution, said Jude Melville, president and CEO of Business First. Login to My Account| My e-Statements| Contact Us| Locations 972-938-4300 LEARN MORE Loans Please note that we are continuing to take extra precautions to protect the health of our customers and employees. Business First Bancshares, Inc., (Nasdaq: BFST) through its banking subsidiary b1BANK, has $4.4 billion in assets, $4.7 billion in assets under management through b1BANKs affiliate Smith Shellnut Wilson, LLC (SSW) (excludes $1.0 billion of b1BANK assets managed by SSW) and operates Banking Centers and Loan Production Offices in markets across Louisiana and the Dallas, Texas area, providing commercial and personal banking products and services. "A poorly supervised bank was snapped up by an even bigger bank ultimately taxpayers will be on the hook. For lobby hours, drive-up hours and online banking services please visit the official website of . This schedule helps you determine when a deposit you make will increase your available balance. Free digital banking services, including: Free mobile app and mobile check deposits, No monthly service charge on daily balances over $600.00, $199.99 or below $10.00, $400 $599.99 $6.00, Free standard single checks. A total of 1 votes cast and no one has reviewed the branch yet. Market data provided by ICE Data Services. Get more answers in our Full FAQs section. I have been a customer of Citizen's National Bank Pflugerville Branch since 2006 and my experience with CNB has been above and beyond. A deposit that only partially covers transactions or overdraft items will not result in a fee reversal. Important Disclosures Regarding Deposit Insurance on Non-Interest-Bearing Transaction Accounts. We will limit to 5 the number of Overdraft Fees charged on any one business day, up to a total of $175. To remain on this site, click 'cancel' below. Whenever you are ready, CNB is here for you. Brownwood, Texas 76804. SmartAssets services are limited to referring users to third party advisers registered or chartered as fiduciaries ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matching platform based on information gathered from users through our online questionnaire. The first step is to ask your employer for a direct deposit form or Citizens provides a pre-filled form through Online Banking under Account Details. For example, some deposits types such as checks drawn on a bank other than Citizens, even if made by 10:00 PM ET the next business day, are not available to cover transactions that day. Free for all Citizens customers Bankers will assess and develop a customized approach to your needs Help you start or modify your financial journey Help you track for retirement and more Appointments are available in branch or by phone Make An Appointment Checking Account FAQs How do I open an account? Citizens National Bank has several deposit products including savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. Credit approval is required. . Make purchases safely and be on your way. With mobile and web apps, Citizens National Bank makes mobile banking convenient, even on the go. More complex businesses benefit from this accounts low $12 monthly fee because it applies an earnings credit to your average collected balance less reserve requirements to offset any per item fees. The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. var Year = new Date(); Write VOID in large letters in ink across the check, covering most lines so that nothing else can be written in on the check. Click the link below if you wish to order checks for yourself. JPMorgan will make a "modest" one-time $2.6 billion gain by acquiring First Republic but will also spend another $2 billion restructuring the regional bank, he added. Citizens National Bank is a brick-and-mortar bank, with 11 total branches in Texas. Citizens National Bank provides customers with a varied selection of product offerings, which include savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards. 110 S. Mays St. APY = Annual Percentage Yield. checking or savings account required to use Zelle. COVID-19 Update A letter from our President and CEO, Mark Singleton. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest. The FDICestimatedthe cost to the Deposit Insurance Fund at about $13 billion; by comparison, SVB's failure resulted in a $20 billion hit. You are about to follow a link to [Link]. My e-Statements | Citizens National Bank | Personal & Business Banking Have More Questions? First Republic has $229 billion in assets, making it the second-biggest bank to collapse in U.S. history after the 2008 failure of Washington Mutual . Our Loan Officers are only a phone call away if you need help. Citizens is a brand name of Citizens Bank, N.A. Based on Business Firsts closing stock price of$25.30as ofOctober 19, 2021, the transaction is valued at approximately$52.9 millionin the aggregate. Choosing the right account for you is simple with Citizens. By signing up for e-statements, you will be able to get your statements sooner and securely view, print and download your statements. Not enrolled in Online Banking? Stop by a branch or call a CNB representative at 1 (865) 429-7521 to discuss our CNB Business Checking Account options, which only require $100 to open. Services for small and large businesses and everything in between. Business Lending | Citizens National Bank of Texas Visa is a registered trademark of Visa International Service Association. Sign up for Rate Watch to have rates e-mailed to you. Locations & Hours | Citizens National Bank | Texas | Round Rock, Cedar Or mail your completed application to: Card Service Center. Data charges may apply. 2 in foreign locations. As a customer of Citizens National Bank, you can be confident that your banking experience will be everything that you expect from the best. Visit us at over 1,000 branches and over 3,000 ATMs, many of which include our Citizens Virtual Assistant where you can speak with a live person. The government's move to assume control of First Republic came one week after it disclosed that customers hadwithdrawn more than $100 billionfollowing SVB's collapse. 325-646-5151. "We need large, successful banks in the largest and most prosperous economy in the world," he said. My e-Statements | "This acquisition modestly benefits our company overall, it is accretive to shareholders, it helps further advance our wealth strategy and it is complementary to our existing franchise," he said, noting that 800 JPMorgan employees worked around the clock to complete the transaction. Our next group of cards to be reissued will be those expiring in May 2023. CNB of Texas Mortgage Online - Index Play Video Raise Your Spending Limit With the New CNB App. Loans Citizens National Bank at Brownwood Your checking account number. The $12 transfer fee per day for Overdraft Line of Credit Plan is waived for Student Checking, Citizens EverValue Checking, Citizens Quest Checking, and Citizens Private Client Checking. National Banks, member of the Federal Reserve Systems (FRS) Primary Federal Regulator Comptroller of the Currency Secondary Federal Regulator CFPB Main Office Address 1 Citizens Plz Providence, RI 02903 Primary Website www.citizensbank.com Locations 1,145 domestic locations: 16 states and 0 territories. It is also the 2,900 th largest bank in the nation. Contact Us | Your account is protected by 24/7 monitoring and fraud alerts with, Depending on your preference, you can apply for a Citizens checking account online, over the phone, or at any, Paycheck Protection Program Loan Forgiveness. We're open for business online 24/7. Dimon also said buying First Republic's assets will help stabilize the U.S. banking system, which has been rocked in recent weeks by the sudden collapse inMarch of Silicon Valley Bank (SVB) and Signature Bank. Learn More Contact Us Email or call a Citizens Bank representative today! Business First Bancshares, Inc. (Business First) (Nasdaq: BFST), the holding company for b1BANK, and Texas Citizens Bancorp, Inc. (Texas Citizens) today jointly announced the signing of a definitive agreement under which Business First will acquire Texas Citizens and its wholly owned bank subsidiary, Texas Citizens Bank, National Association. Helping make your business financially successful. Financial Information Citizens Bank Mr. Hingle has 39 years of banking experience and has spent the last 12 with b1BANK, during which he has served in various capacities, including market president, regional president and chief credit officer. Brownwood, Texas 76801, 2023 Citizens National Bank at Brownwood | Sitemap, Due to requirements set by Visa, we will be reissuing all debit cards as they expire. To proceed, click 'continue' below. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk. Submit your comment, review or complaint about Brownwood branch. Get in touch with our friendly loan professionals and find a loan that's right for you. Site Map, Locations in Burleson, Cedar Hill, Cleburne, Ennis, Midlothian, Red Oak, Stephenville, Waxahachie and Weatherford, Texas, Phone: 972-938-4300Toll Free: 1-877-938-4300Mailing Address: PO Box 717, Waxahachie, TX 75168, Copyright 2009 - 2023 Citizens National Bank of Texas. NOTE: If you have logged into the system from the same browser and have requested for this computer to remember you but are still seeing this screen, you should check your browsers security settings. Documents to submit with Citizens National Bank Personal and Auto Loan Application: (Both Borrower and Co-Borrower) . These forward-looking statements include, without limitation, statements relating to (i) the expected impact of the proposed transaction between Business First and Texas Citizens (the Proposed Transaction) on the combined entities operations, financial condition, and financial results, (ii) expectations regarding the ability of Business First to successfully integrate the combined businesses, and (iii) the amount of cost savings and other benefits that are expected to be realized as a result of the Proposed Transaction. Now with Citizens Paid Early Rates and APYs accurate as of March 23, 2023. One-Time Checkup with a Financial Advisor. A poorly supervised bank was snapped up by an even bigger bankultimately taxpayers will be on the hook. A discussion with a Citizens Banker who will work with you to ensure you are made ready to address all of your financial priorities. We look forward to using our combined strength to benefit both existing and new clients throughout one of the countrys most potential-filled regions.. Clint Almand - Senior Vice President - Citizens National Bank of Texas Contact Us | Texas Citizens Bank has been successful in serving Houston area owner-managed businesses since our inception, said Stewart. With a Citizens Checkup, our bankers and advisors can help you focus on whats important and map out a plan for your future. The fund is mostly financed through fees paid by the nation's banks. Piper Sandler Companies acted as financial advisor to Texas Citizens, and Bracewell LLP acted as legal advisor to Texas Citizens. No problem you can find your routing number online. Transfer money securely and quickly between your Citizens Bank accounts. Oct 1997 - Present25 years 7 months. There is no fee for Savings Overdraft Transfer Plan. #1 Carnegie St., Freeze Your Card With the New CNB App. How do I update my name and address in your system? As we do not see these transactions until they are presented for payments, only you know what transactions may post to your account and how much you need to deposit. Stephens Inc. acted as financial advisor to Business First, and Fenimore Kay Harrison LLP acted as legal advisor to Business First. It is a traditional brick-and-mortar bank with in-person service, in addition to its online and mobile offerings. Balance Fee. You can always call 1-866-690-BANK (2265) to access your account information or any of our locations listed below for assistance. Any forward-looking statement speaks only as of the date of this press release, and neither Business First nor Texas Citizens undertake any obligation, and each specifically declines any obligation, to revise or update these forward-looking statements, whether as a result of new information, future developments or otherwise. Our mortgage experts will work closely with you to help you decide on a mortgage that suits you best. Its free, and theres nothing you need to do to enroll! Following the completion of the transaction, former Texas Citizens shareholders will own approximately 9.7 percent of the combined company. No automated bots, no call centers. We continue to provide "hometown" banking with big bank services. Website Privacy Policy | We have experienced success diversifying our geographic exposure over the past few years. Site Security | For lobby hours, drive-up hours and online banking services please visit the official website of the bank at www.cnb-brownwood.com. Under Monday's deal with JPMorgan, the funds will be returned to the firms, TD Cowen analyst Jaret Seiberg said. Business First Bancshares, Inc. and Texas Citizens Bancorp - b1BANK 7Wireless carrier, text and/or data charges may apply. All of your most precious belongings - paperwork, jewelry, stock certificates, loan documents, and more - are secured inside our bank vault. The Citizens National Bank of Hillsboro is headquartered in HILLSBORO and is the 255 th largest bank in the state of Texas. Email the Bank. The significant efforts of our team toward strengthening our institution have resulted in the OCC recently lifting the Formal Agreement. Member FDIC (NMLS ID# 433960). Obtaining a checking account with no monthly fee as well as a savings account with a high interest rate at the same institution is your best option for accruing the most income from your deposits while having convenient access to your money. Citizens National Bank of Texas - Since 1868 We make the process simple and easy! So, we added Citizens Peace of Mind3 to your checking account to help you avoid the costs of unexpected overdrafts. When you have completed the application, click submit and your information will be reviewed. With mobile and web apps, Citizens National Bank makes mobile banking convenient, even on the go. The Annual Percentage Rate (APR) for an Overdraft Line of Credit is 21% on all outstanding loan balances. Established in 1900, Citizens National Bank has assets totaling $402 million as well as deposits totaling $357 million, which makes the institution a small bank. When we return a check or ACH transaction unpaid because your account had insufficient funds, we will not charge you a fee. Managing your checking accounts doesnt have to be complicated. Email or call a Citizens Bank representative today! P.O. Information regarding all of the persons who may, under the rules of the SEC, be deemed participants in the proxy solicitation and a description of their direct and indirect interests, by security holdings or otherwise, will be contained in the Proxy Statement-Prospectus pertaining to the Proposed Transaction and other relevant materials to be filed with the SEC when they become available. All investing involves risk, including loss of principal. You can also contact the bank by calling the branch phone number at 325-646-5151. Citizens National Bank at Brownwood Brownwood branch operates as a full service brick and mortar office. FDIC officials then accepted a bid from JPMorgan "to assume all deposits, including all uninsured deposits, and substantially all assets of First Republic Bank," the DFPI said. This will allow the employer to verify the above information. 1If you are a Citizens Personal Checking, Savings or Money Market account customer that has set up a direct deposit with a payor, you may be able to get that direct deposit up to two days early with Citizens Paid Early. Congress needs to make major reforms to fix a broken banking system. Citizens National Bank's one-year CD earns at a rate of 0.70%, while its highest-yielding money market account earns at an APY of 0.10%. Citizens National Bank at Brownwood Brownwood Branch Commercial banking services include commercial loans and letters of credit, working capital lines and equipment financing, and treasury management services. We believe that our partnership with b1BANK will further strengthen the bank by enhancing our customer experience and our long-term contributions to the local community. President Mike Cornett will also join the b1BANK team as vice chair, Houston. Rates | Citizens National Bank | Texas | Round Rock, Cedar Park Since 1985 Citizens National Bank has been helping our customers buy, build, or refinance their homes. Compare Our Personal Checking Accounts | Citizens National Bank | Texas Its being added to all Citizens personal checking, savings and money market accounts. Unfortunately, we are currently unable to find savings account that fit your criteria. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. Unsure of which way to go? The overall rating is a weighted average of rates, fees, service quality and financial health.Read more. Regulators wanted a private company to take over First Republic to avoid the FDIC taking on too much debt, and that requirement "may have precluded other regional bank bidders from making the math work as well as it does for JPM," Ken Usdin, equity analyst for Jeffries, said in a note Monday. "The failure of First Republic Bank shows how deregulation has made the too big to fail problem even worse," Senator Elizabeth Warren tweeted on Monday. Without the deal, the FDIC would have needed to assume all of First Republic's debt. A voided check. These factors, include, but are not limited to, the ability to obtain regulatory approvals and meet other closing conditions required to complete the Proposed Transaction, including necessary approvals by shareholders of Texas Citizens, on the expected terms and schedule, delay in closing the Proposed Transaction, difficulties and delays in integrating the Texas Citizens businesses or fully realizing cost savings from and other anticipated benefits of the Proposed Transaction, business disruption during and following the Proposed Transaction, changes in interest rates and capital markets, inflation, customer acceptance of the combined businesss products and services, and other risk factors. Our bank routing number. Business Lending | Citizens National Bank of Texas Lending You need a bank that not only lends dollars, you need one that lends an ear. Working with an adviser may come with potential downsides such as payment of fees (which will reduce returns). Still have questions? Get more answers in our Full FAQs section. 10Citizens Zero Liability policy covers U.S.-issued cards only. $4 discount on all other available styles, 20% discount on safety deposit box rental, $1,000.00 minimum balance required to avoid a monthly service charge. var yyyy = Year.getFullYear();

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